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    Flow by Decentro - Payments Infrastructure APIs

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    Sold by: Decentro 
    Deployed on AWS
    Build and scale payment experiences with APIs for payouts, UPI payment collections, virtual accounts, and recurring payments. Decentro Flow helps fintechs, banks, and enterprises launch reliable payment infrastructure with secure integrations, orchestration, and real-time transaction workflows.

    Overview

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    Flow is a payments infrastructure platform that enables fintechs, banks, NBFCs, and enterprises to build and scale modern payment experiences through APIs and SDKs. The platform provides unified access to UPI payments, payouts, collections, virtual accounts, UPI Autopay, and transaction workflows through developer-friendly integrations and enterprise-grade reliability.

    With Decentro's Flow, businesses can automate payment operations, streamline money movement, and reduce the complexity of managing multiple banking integrations. Features such as real-time transaction processing, reconciliation support, webhook-based event notifications, and scalable orchestration help teams launch faster while maintaining security, compliance, and operational visibility.

    Designed for high-growth financial workflows, Flow supports use cases across lending, insurance, wealthtech, ecommerce, and SaaS platforms. Businesses can use the platform to power collections, vendor payouts, subscription payments, account-based transfers, and embedded banking experiences with flexible APIs and scalable infrastructure.

    Highlights

    • Automate UPI payments, payouts, collections, virtual accounts, and UPI Autopay workflows through a unified payments infrastructure API platform built for fintechs, banks, and enterprises.
    • Launch payment workflows faster with developer-friendly APIs, SDKs, webhooks, sandbox environments, and streamlined banking integrations designed for scalable transaction processing.
    • Improve operational efficiency with real-time transaction tracking, reconciliation support, secure payment orchestration, and enterprise-grade infrastructure for high-volume financial operations.

    Details

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    Delivery method

    Deployed on AWS
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    Features and programs

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    Financing for AWS Marketplace purchases

    Pricing

    Flow by Decentro - Payments Infrastructure APIs

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    Pricing is based on the duration and terms of your contract with the vendor, and additional usage. You pay upfront or in installments according to your contract terms with the vendor. This entitles you to a specified quantity of use for the contract duration. Usage-based pricing is in effect for overages or additional usage not covered in the contract. These charges are applied on top of the contract price. If you choose not to renew or replace your contract before the contract end date, access to your entitlements will expire.
    Additional AWS infrastructure costs may apply. Use the AWS Pricing Calculator  to estimate your infrastructure costs.

    12-month contract (1)

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    Dimension
    Description
    Cost/12 months
    Decentro's Flow Platform
    Access to Decentro's Flow payment infrastructure APIs including UPI payments, payouts, collections, virtual accounts, and recurring payment workflows, with additional usage billed based on consumption.
    $7,200.00

    Additional usage costs (11)

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    The following dimensions are not included in the contract terms, which will be charged based on your usage.

    Dimension
    Description
    Cost/unit
    Incoming Transfers
    Incoming money transfers and UPI QR collections
    $0.005
    Outgoing NEFT
    Outgoing NEFT payment transactions
    $0.019
    Outgoing RTGS
    Outgoing RTGS payment transactions
    $0.071
    Outgoing IMPS and UPI
    Outgoing IMPS and UPI payment transactions
    $0.059
    Virtual Accounts
    Virtual account and UPI ID creation workflows
    $0.01
    Bank Verifications
    Physical bank account verification requests
    $0.024
    eNACH Registrations
    eNACH mandate registration requests
    $0.088
    eNACH Presentations
    eNACH mandate presentation requests
    $0.071
    eNACH Modifications
    eNACH cancellation, return, and modification requests
    $0.094
    UPI Autopay Registrations
    UPI Autopay mandate registration requests
    $0.076

    Vendor refund policy

    Subscription, usage, overage, upgrade, and setup fees are non-refundable except where required by applicable law. Refunds or chargebacks related to payment transactions are subject to Decentro transaction dispute and banking partner policies. Customers may raise billing or refund requests at support@decentro.tech  or grievances@decentro.tech . Cancellation requests apply at the end of the active subscription term.

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    Legal

    Vendor terms and conditions

    Upon subscribing to this product, you must acknowledge and agree to the terms and conditions outlined in the vendor's End User License Agreement (EULA) .

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    Vendors are responsible for their product descriptions and other product content. AWS does not warrant that vendors' product descriptions or other product content are accurate, complete, reliable, current, or error-free.

    Usage information

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    Delivery details

    Software as a Service (SaaS)

    SaaS delivers cloud-based software applications directly to customers over the internet. You can access these applications through a subscription model. You will pay recurring monthly usage fees through your AWS bill, while AWS handles deployment and infrastructure management, ensuring scalability, reliability, and seamless integration with other AWS services.

    Resources

    Support

    Vendor support

    Decentro provides dedicated onboarding, integration, and operational support for all customers using Flow. Customers can expect assistance with API integrations, payment workflows, transaction operations, troubleshooting, and platform-related queries through dedicated support channels.

    Business & Partnerships: hello@decentro.tech  PA / PG / Collections Support: pgsupport@decentro.tech  All Other Support: support@decentro.tech 

    Customer grievances and dispute management:

    AWS infrastructure support

    AWS Support is a one-on-one, fast-response support channel that is staffed 24x7x365 with experienced and technical support engineers. The service helps customers of all sizes and technical abilities to successfully utilize the products and features provided by Amazon Web Services.

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